Richmond Hill Real Estate Listings & Homes for Sale - Buying

FREE Cruise for Two When You Buy or Sell Your Home through me

Jasmina — Wed, 08 Jun 2011 16:34:54 -0600

Don’t Miss the Boat!

When you Buy or Sell a house with Jasmina you will receive a Gift Certificate for 5 Day Fun-filled Cruise for 2 persons. Call Jasmina today at 905-731-2000!

Where Can We Sail?

Your Certificate will be valid for any of the following Carnival cruises:

Miami departing every Monday going to Key West and Cozumel Mexico returning on Fridays.
Port Canaveral departing every Sunday going to Free Port and Nassau in the Bahamas returning on Thursdays.
Los Angeles departing every Monday going to Ensenada Mexico and Catalina Island returning on Fridays.

Richmond Hill Homes & Condos for Sale in York Region, Ontario

Jasmina — Mon, 12 Apr 2010 06:36:38 -0600

Planning to buy the home of your dreams in south York Region?

Our exclusive Richmond Hill Real Estate MLS Listings Search is a Decision Engine around Toronto MLS - the most reliable source of local real estate information. It is designed to help home buyers overcome information overload and make faster, more informed decisions when searching for houses & condos in the York Region online. This intelligent MLS Listings Search will enable you not only to look for properties in Richmond Hill, but also to:

Gather valuable neighbourhood & school information
Compare home prices and features
Reposition the map to see property search matches in the surrounding GTA areas: North York, Thornhill, Markham, Vaughan and Aurora.

If you are ready to start house hunting...

Check out Hundreds of our Listings

Home Buyers, Get a FREE Book on House Maintenance Packed with Tips to Protect Your Investment!

Jasmina — Sun, 14 Mar 2010 23:31:49 -0600

Your home is one of the single biggest investments you are ever likely to make, so you will want to do all you can to care for it. A home, like an automobile, will require attention from day one. Preventative maintenance is far more cost-effective than the crisis management approach of waiting until something breaks or wears down and having to scramble to have it repaired. Preventative maintenance can avoid repairs, extend the life expectancy of many components and reduce energy consumption. A well-maintained home typically sells more readily and brings a higher price.

Call 905-731-2000 to receive a Complimentary copy of "Manual for a Happy Home" - book published by the National Association of Certified Building Inspectors (NACHI), when you begin searching for your Dream Home in the GTA with me!

Why Manual for a Happy Home?

Economists Predict Higher Interest Rates in Fall

Jasmina — Mon, 01 Feb 2010 22:51:26 -0700

According to many of Canada’s top economists, higher interest rates – and debt servicing costs – may be just around the corner. Exactly when rates will rise is unclear and depends on who you talk to.

In its latest Financial System Review, The Bank of Canada judges that vulnerability of Canadian households to adverse wealth and income shocks has grown in recent years. “At present, Canadian household finances appear quite healthy,” Governor Mark Carney says, but it is the responsibility of households now to ensure that in the future, when the recovery takes hold and extraordinary measures are unwound, they can still service their debts.”

The Bank of Canada still maintains it will hold the line on rates until July of this year, and many analysts believe rates may start to rise in the fall of 2010, with some expecting a full three percentage point hike by the end of 2011. Here’s a summary of a few of the forecasts for where interest rates are headed over the next year and a half:

TD Canada Trust Quarterly Economic Forecast

Toronto House Prices: Average Home Price Chart

Jasmina — Sat, 08 Aug 2009 19:13:17 -0600

Toronto Real Estate Facts

Spring home buying frenzy continued in June. Buyers and sellers reached deals on 10,955 properties, which is 27% more compared to the same period last year. The average price for MLS sales was $403,972, up by two per cent compared to last year.

It is very unusual what is happening on the market and even the oldest agents in my office haven’t seen anything like this. All of the sudden we are seeing multiple offers, but it is hard to believe recession is coming to an end. I think that sellers were afraid to list so we have a shortage of supply. If that’s the case market will soon become balanced.

If you are a home buyer who missed Toronto Real Estate market bottom while waiting for recession to push home prices further down, then you should check out my article Where to get good deals now?

How is Property in Ontario Assessed?

Jasmina — Fri, 10 Jul 2009 11:03:48 -0600

To establish your property’s assessed value, Municipal Property Assessment Corporation (MPAC) analyzes property sales in your community and applies the Current Value Assessment (CVA) method, which is used by most assessment jurisdictions in Canada and throughout the world.

In addition to sales, MPAC looks at the key features of every property and may consider up to 200 factors when assessing the value of a residential property. Five major factors that account for 85% of the value are:

Missed Real Estate market bottom? Where to get good deals now?

Jasmina — Wed, 24 Jun 2009 06:17:26 -0600

If you are one of the buyers who was waiting for home prices to come down more, than you have missed the housing market bottom in the GTA. But don't worry, you can still find great deals in the areas & home types that depreciated more during this downturn.

Toronto neighbourhoods to look at

Home Renovation Tax Credit, Home Buyers Plan & Eco Energy Grants in Canada

Jasmina — Mon, 30 Mar 2009 22:41:57 -0600

The Federal Budget 2009 recognizes economic importance of housing to stimulate the economy introduces several incentives to get Canadians spending by buying a first time home, or renovating the one they are already in. New Canada's Economic Action Plan includes:

Compare Residential Property Taxes in Greater Toronto Area

Jasmina — Thu, 11 Dec 2008 21:40:21 -0700

Property taxes are often overlooked factor for many people in Greater Toronto Area. However, when buying a home, property taxes are nearly as important an issue as the selling price of the home.

Home Buyers Beware!

Residential taxes in cities and towns across GTA & surrounding area may differ a lot. In some of the municipalities residential property tax rates are so high, that they will not only hinder you as the buyer, but also will most likely draw concerns when you attempt to sell your house.

Property Tax Rates Chart for 2008

Buy Home with NO Money Down - NO More! What's changed in the Mortgage-Loans Market?

Jasmina — Sun, 14 Sep 2008 03:40:14 -0600

Recent changes to Canadian government guaranteed mortgages will soon make buying a home with zero-down payment thing of the past. News announced by the Minister of Finance has left the majority of Canadians mystified as to what removing the “government guarantee” from some of lending programs means.

My in-house Mortgage Professional Justin Risi explains...

Most understand how mortgage insurance works (not mortgage life and critical illness insurance, but mortgage default insurance). It’s a premium applied to your mortgage, paid to a mortgage insurer, who in turn agrees to insure your mortgage with your lender in the event you default. In other words, it is protection for the lender should their customer not make payments. This is a mandatory insurance for mortgages higher than 80% of the home value.

But what if a lot of people all suddenly can’t make their payments and the insurer responsible for protecting the lender is unable to cover their insurance obligations? The lender then faces a borrower not being able to make payments and an insurer possibly not being able to pay out insurance coverage!