Submitted by Jasmina on Fri, 2008-12-12 00:40.

Property taxes are often overlooked factor for many people in Greater Toronto Area. However, when buying a home, property taxes are nearly as important an issue as the selling price of the home.

Home Buyers Beware!

Residential taxes in cities and towns across GTA & surrounding area may differ a lot. In some of the municipalities residential property tax rates are so high, that they will not only hinder you as the buyer, but also will most likely draw concerns when you attempt to sell your house.

Property Tax Rates Chart for 2008


Submitted by Jasmina on Thu, 2008-11-20 12:45.

Close to Yonge/Finch Toronto Subway Station & York Region/GO Transit Bus TerminalProperty #017 Slideshow

If you'd like to live in one of the most convenient locations in GTA consider this superb 1+1 bedroom condo in the heart of North York! This lovely character filled condominium overlooking Yonge Street is only steps away from subway, shopping and fine dining. A tremendous opportunity for city living at its best!

Want to Look Inside?


Submitted by Jasmina on Fri, 2008-10-17 22:51.

Mill Pond Park - Nature Lovers Dream Home!Property #011 Slideshow

Among the shade trees you’ll find a 3 bedroom, 2 bath home that sparkles like a ray of sunshine. Beautiful hardwood floors is just the beginning in describing how cozy and comfortable this home will be for your family. Large windows provide much sunlight to brighten each and every day. Just steps from numerous hiking trails, biking trails and wildlife. Close to the Richmond Hill Centre for The Performing Arts.

Want to Look Inside?

Submitted by Jasmina on Fri, 2008-10-10 11:28.

I want to wish all my clients a Happy Thanksgiving. I hope that you will all have a wonderful time with your family, friends and that your homes will be filled with love. This is also a great time for me to express my gratitude to all of you who helped me grow as an agent, but more so as a person. You brought something special into my life and I've learned so much about life from you. I am thankful for this job that gives me an opportunity to work with people from all around the world and experience different cultures without going abroad. Coming from Bosnia - a small, war thorn country, I could not imagine this new life in my wildest dreams, so I am very, very thankful.

I am writing this post, because I just received an email that touched my heart and I want to share its content with you. Pictures below will remind us to be thankful each and every day. What are you grateful for this Thanksgiving?

  1. If you think you are unhappy, look at them:


Submitted by Jasmina on Sun, 2008-10-05 12:02.

Getting Your Home Ready for FallDon't "Fall" into the Season Without Preparing Your Home

Proper maintenance of your home and garden will help preserve your investment. And best of all, keeping your house in tip-top shape this fall will prevent any unnecessary chores in the spring.

Outdoor Projects

  • Complete exterior painting before cooler weather arrives.
  • Cover air conditioner and barbecue to prevent winter damage.
  • Store lawn ornaments and patio furniture in a shed or basement.

Submitted by Jasmina on Mon, 2008-09-22 21:32.

RLP YCR Head OfficeAnnouncement: Canada’s Number One Royal LePage brokerage is expanding again.

Royal LePage Your Community Realty has acquired Royal LePage Timeless Realty a three year old brokerage with offices in Bradford West Gwillimbury and Keswick.

Already ranked as the country’s top brokerage (based on sales of independently owned RLP franchises in 2007), The Richmond Hill-based Royal LePage – Your Community Realty now boasts more than 600 Real Estate Agents in nine locations covering a sales area stretching from the shores of Lake Simcoe to the waterfront of Lake Ontario.

“By acquiring these ideal locations in two of the fastest-growing communities in the GTA, we can offer our clients a much larger inventory that stretches, literally, from shore to shore,” said Vivian Risi, Broker of Record and founder of Royal LePage - Your Community. “With offices in downtown Toronto and throughout York Region right up to cottage country, we can maximize our network and do an even better job servicing our listing and client needs.”


Submitted by Jasmina on Fri, 2008-09-19 01:11.
2008-10-14 12:00

Photograph by ReutersIt’s election time and Canadian politicians are gearing up for 40th Canadian Federal Election on October 14, 2008. Here are some Housing related promises made by Conservatives, Liberals and NDP to attract voters:

Conservatives offer first-time home buyers a break

Stephen Harper was occasionally drowned out by protesters attacking his party's economic record as he pulled another "modest" election goodie out of his campaign bag today, a tax credit of up to $5,000 on closing costs for first-time home buyers. It will apply to fees such as land transfer taxes, inspection fees, appraisal fees, and legal fees, which can add up to between 1.5 and 4 per cent of the final purchase price. The tax credit will reduce first-time homebuyers' tax payable — and, Harper suggested, ease their final sticker shock.

Liberals promise money to retrofit homes


Submitted by Jasmina on Wed, 2008-09-17 20:19.
2008-09-20 09:00
2008-09-20 16:30

32nd Annual Festival

Every third Saturday in September Historic Thornhill closes Yonge Street in Thornhill and community gets together to celebrate Thornhill’s history with over 150 craft booths, food vendors, demonstrators, and community group displays. Prepare yourself for two art shows, dog show, wagon rides, petting zoo, parade and more.

The Thornhill Festival Parade

filled with a variety of music bands, entertainment and community groups, begins at noon at Centre and Oakbank Road and makes its way south on Yonge Street to Arnold Avenue and Elgin Street. Yonge is closed to regular traffic for the Parade.


Submitted by Jasmina on Sun, 2008-09-14 05:40.

Zero Down-Payment No More! Recent changes to Canadian government guaranteed mortgages will soon make buying a home with zero-down payment thing of the past. News announced by the Minister of Finance has left the majority of Canadians mystified as to what removing the “government guarantee” from some of lending programs means.

My in-house Mortgage Professional Justin Risi explains...

Most understand how mortgage insurance works (not mortgage life and critical illness insurance, but mortgage default insurance). It’s a premium applied to your mortgage, paid to a mortgage insurer, who in turn agrees to insure your mortgage with your lender in the event you default. In other words, it is protection for the lender should their customer not make payments. This is a mandatory insurance for mortgages higher than 80% of the home value.

But what if a lot of people all suddenly can’t make their payments and the insurer responsible for protecting the lender is unable to cover their insurance obligations? The lender then faces a borrower not being able to make payments and an insurer possibly not being able to pay out insurance coverage!

Enter the government guarantee...

Submitted by Jasmina on Thu, 2008-09-04 08:29.
2008-09-09 19:00
2008-09-09 20:30

A healthy lawn will out-compete weeds, be less susceptible to insect problems and shouldn’t need pesticides. To help you get started, York Region Environmental Alliance and Town of Richmond Hill Pesticide Reduction Strategy Initiatives organize a workshop called “Organic Lawn Care for the Cheap & Lazy” at Elgin West Community Centre. Please call (905) 771-5509 to register as space is limited.

Tips for Growing Healthy Lawns without Pesticides


Submitted by Admin on Wed, 2008-08-13 10:01.
2008-08-14 19:00
2008-08-28 21:00

Richmond Hill Concerts at Mill Pond Park

The Town of Richmond Hill Free Summer Concert Series will soon be coming to end, but we still have several wonderful concerts to catch until August 28. Gather your friends & family, bring your lawn chair or blanket and come out and enjoy the sounds of summer at the beautiful Mill Pond Park, for these concerts:

  • August 14 – Lenny Graf: Sing, dance and laugh with Treehouse TV star Lenny Graf. It’s sure to be a night of great music and entertainment for everyone!
  • August 21 - The Good Brothers: Celebrate an evening of high energy country rock by Canada's acclaimed multiple Juno Award winners The Good Brothers. They stared their journey in Richmond Hill, Ontario in 1969! The Goods, known for their boisterous live performances, moved from Toronto-area bars and high schools to a national concert circuit that included, in the late 1970s, Massey Hall, the NAC, and Hamilton Place. For the most part, however, they have performed in clubs and community centres, and at festivals and fairs, across Canada, averaging 150 dates a year. The brothers appeared at the Troubadour in Los Angeles in 1976, toured in the USA ca 1980 with Gordon Lightfoot, and returned thereafter for occasional appearances in New York (eg, at the Lone Star Café, in the early 1980s) and Nashville. They performed in 1985 in Czechoslovakia and had made four other tours in Europe by 1991, enjoying particular success in Holland.
  • August 28 – Guess Who Tribute - GuessWhomania: Rock out at this final Thursday night concert to hits like “American Woman”, “These Eyes” and “No Sugar Tonight”, made famous by one of Canada’s premier rock and roll bands!

Submitted by Jasmina on Wed, 2008-07-23 17:10.

Toronto Real Estate Board (TREB) gives Realtors who are TREB members information about new Homes For Sale days before listings are posted on public MLS websites. Bargains and good deals will often sell before average home buyers even find out about them!

How to find Hot New GTA Listings like TREB Realtors® do?

You can be among the first to know about the hottest Real Estate listings in Toronto & York Region. With my exclusive Pre-MLS Alert System you will receive by e-mail ALL new listings with pictures that:

  • Match exactly what you are looking for from all the real estate companies,
  • Include any Bank Foreclosures, Power of Sales & other good deals,
  • Days before the general public has access to them on Multiple Listings Service (MLS).

Your time is NOT wasted looking at outdated information or driving from neighbourhood to neighbourhood only to find out the home you like is already sold.

Don't miss out on The Perfect Home because you didn't know it was for sale!

You can take control of the House Hunting process and receive personalized list of Greater Toronto Area Homes for Sale, including Bank Owned Properties not yet listed on the MLS. Simply create your Home Buyer Profile to get priority access now. There is NO cost or obligation to buy.
Submitted by Jasmina on Wed, 2008-06-25 13:40.

Cozy 3 Bedroom Semi-Detached Bungalow near Richmond Hill GO Station

has a spacious Basement Apartment with separate entrance. Two car garage, walking distance to GO train and bus stations. One bus to Finch station on the Yonge subway. Minutes to 404 & 407. Finished basement is the perfect accommodation choice for live-in relative or caregiver!

The Gourmet Kitchen is a Cook's Delight

Kitchen designed for convenience and practicality with granite counter tops, granite breakfast bar and top of the line appliances. You’ll love the versatility of serving either outdoors on 2 tier deck or in the spacious dining room.

Steps Away From

Check out the Photo Album and call Jasmina at 905-731-2000 to learn more about this terrific home or to receive New Listing Alerts for properties in Richmond Hill, days before the general public has access to them on MLS. Buyers wishing to view the house are invited to attend the public open house this weekend, or to arrange a private showing.

Features

Submitted by Jasmina on Sat, 2008-06-21 10:44.
2008-06-30 00:00

REALTOR logoListings of homes provided by Canadian realtors will find a new home. Canadian Real Estate Association (CREA) is going to be replacing the existing Multiple Listing Service website MLS.ca with a new and improved version which will also be rebranded as REALTOR.ca. One of the reasons for the URL change is to drive home the point that the listings and services on this website are provided by real estate agents across Canada. In residential real estate, helping people buy and sell homes is one of the most important and basic services a real estate agent performs. The REALTOR®'s expertise facilitates the transaction, saving clients time and money and avoiding problems.

The new Multiple Listing Service website is now more REALTOR® centric, and offers consumers a number of options including:

Submitted by Jasmina on Fri, 2008-06-20 20:11.

Canada Mortgage and Housing Corporation (CMHC) has released their Second Quarter 2008 National Housing Forecast and Market Outlook. Here are Canada & Ontario resale market highlights:

Pace of Canadian home price increases to slow in 2008 and 2009

Despite a slowdown of MLS sales and a general ease on the market, demand remains strong by historical standards. For 2008 and 2009, growth in the MLS average price will remain above inflation. Prices will reach $323,000 (+5.1%) in 2008 and $333,500 (+3.3%) in 2009. Given the strong sellers’ market that prevailed in most regions in recent years, the MLS average price will have doubled between 2000 and 2009 in Canada.

Activity has been intense in the Canadian resale market in recent years

Sharply rising prices and record or near record sales volumes were common occurrences in most parts of Canada in 2007. This strong seller’s market has evolved, however, and has now become more balanced as the number of existing properties displaying “For Sale” signs rises and sales of existing homes levels off. For 2008, the demand will moderate. Existing home sales, as measured by the Multiple Listing Service (MLS), are expected to decrease by 8.5% to 475,900 units. In 2009, the trend will be similar with another decrease to 465,000 units (-2.3 per cent). MLS sales will step back given a moderating demand due to rising mortgage carrying costs.

Ontario resale home prices and new home construction activity